This versatile cottage-style home is a split property, providing 2 residences or a mother-in-law suite or income-producing apartment/villa separate from a single-family residence. One is a 2 bedroom 1 bath home with an updated kitchen, appliances, nicely updated bathroom, porcelain plank tile floors, crown molding, 5 baseboards, a new roof, and newer AC and ductwork in 2023. It has a driveway and a large single-car garage. The studio is equipped with a newer kitchen and appliances, tile floors, crown molding, new baseboards, a bathroom, and a large living space. It has a separate driveway and separate entrance. The two residences share a common roof, new in 2022, and are separated by the garage so each has total privacy. The property provides room for a boat, trailer, or motor home. Partial water views of the mouth of the Little Manatee River and Tampa Bay. Make your next home this perfect mother-in-law setup or income-producing property. Live in one side of the home and rent the other or use both as income-producing homes and enjoy the income. No HOA or CDD. What a deal! Close to Shell Point Marina and Simmons Park for easy access to launch your boat for fishing or cruising, this peaceful Ruskin river community is just off the beaten path of H41, close to hospitals, the interstate, shopping, and restaurants, and a short drive to beaches and airports. This great property works for so many various purposes that you have to see it for yourself!